Local Payment Rules in the Terms
Our Terms & Conditions describe how account balances, payment references and verification records are handled when you use DANA, OVO, GoPay or QRIS. You must provide accurate account details, use a payment route connected to your own account, and follow any identity check requested before a
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transaction is processed. A QRIS reference or wallet receipt may be requested when status needs to be matched. Bank transfer and virtual account instructions must be followed exactly as shown in your account. We may pause a transaction while details are checked, and access is available
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where local law permits. The terms also explain what happens if a payment is reversed, duplicated or sent with an incorrect reference. These rules apply to your account activity, not to a separate wallet agreement.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.